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Cyber Insurance forPediatric Practices

Pediatric Practices manage 4,000–12,000 patient records on average. The top cyber threat is minor patient data with extended liability window. Average premiums range from $1,300–$2,800/year depending on practice size, location, and security controls.

4,000–12,000
Avg. Patient Records
$108–$233/month
Monthly Premium
Minor patient data with extended liability window
Top Cyber Risk
$1,300–$2,800/year
Annual Premium Range
Primary Threat

Minor patient data with extended liability window

Pediatric records involve minors whose data must be protected longer — identity theft may not be discovered until the child applies for credit as an adult. This creates extended tail liability that standard policies may not cover.

Risk Factors

Common HIPAA Violations in Pediatric Practices

These are the violations cyber insurers see most frequently when underwriting pediatric practices. Each one increases your premium — or disqualifies you from coverage entirely.

Immunization records transmitted to schools without encryption
Patient portal access shared between parent and minor accounts
Growth chart and developmental data in unsecured cloud storage
Parent communication via unsecured messaging apps
No data retention policy for records of patients who age out
What You Need

Essential Coverage for Pediatric Practices

Extended discovery period coverage (minors may not discover identity theft for years)
Enhanced credit monitoring for minor patients
School/institutional data sharing liability
Family notification costs (both parents/guardians)
COPPA compliance coverage where applicable

How HIPAA Agent Helps You Get Better Coverage at Lower Premiums

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Free Security Assessment

Our AI-powered risk assessment identifies your practice's specific vulnerabilities and compliance gaps — the same factors insurers use to price your policy.

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Compliance Documentation

We generate the HIPAA policies, risk assessments, and training records that insurers want to see. Documented compliance = lower premiums.

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Penetration Testing

Our HIPAA-focused pentest proves your security posture to underwriters. Practices with recent pentests qualify for 10–25% premium discounts.

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Broker Connection

We connect you with cyber insurance brokers who specialize in healthcare. They understand HIPAA requirements and can find coverage that actually matches your risk profile.

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Cyber Insurance for Other Specialties

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HIPAA Compliance for Pediatric Practices

Beyond insurance — get the compliance platform, staff training, and penetration testing that keeps your practice protected and your premiums low.

Compliance Guide →

Get Your Free Cyber Insurance Readiness Assessment

Find out where your practice stands before you apply for coverage. Our AI identifies the gaps that drive up premiums — and helps you fix them before insurers see them.

Start Free AssessmentTalk to a Broker